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Vicenta Emperatriz
Vicenta, 51 years of age, lives in the outskirts of Duran de Guayaquil known for it's community and natural resources. She owns a grocery store and sells rice.

Vicenta began her business when her husband lost his job and they needed money to support their children. She began by buying and selling rice per pound and then gradually she sold rice by the hundredweight (100 kilograms). Then, after having enough capital, she bought enough to run a grocery store! With this loan, she wants to buy enough rice to have enough for her customers. In the future, she wants to buy a car and become a distributor of rice around Guayaquil and in turn ensure her home's economy.
View original language description ↓
Vicenta de 51 años, vive en una zona periurbana llamada Duran de Guayaquil lugar caracterizado por su ecología en disolución. Tiene una tienda de víveres y venta de arroz.

Empezó con la tienda cuando su esposo salio del trabajo y necesitaban dinero para mantener a sus hijos. Comenzaron a comprar arroz y vender por libra y así poco a poco vendieron por quintal. Después de tener capital pudo comprar suficiente dinero para surtir una tienda con víveres.

Con el préstamo quiere comprar arroz para tener suficiente para sus clientes. En el futuro quiere comprar un vehiculo y ser distribuidor de arroz por todo Guayaquil y asi asegurar la economía de su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Vicenta Emperatriz arroz (rice).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2010
Oct 11, 2010
Currency Exchange Loss:
Oct 15, 2011