Fuad A. is 31 years old. He is married and has three children: a 7-year old daughter who goes to school, a 5-year daughter who goes to kindergarten and a son who is just 3. Fuad is an Internally Displaced Person; he is a refugee from the town of Fuzuli now living in the Fuzuli Region.
He has been in this business for four years, having learned it from his father, who had encouraged him to go into raising cattle. Fuad sells milk, cheese, and kefir out of his home. At present he needs 2000 AZN in order to buy a cow.
Fuad A. 31 qod. On jenat i imeyet 3 detey , doch kotoroy 7 let uchitsya v shkole , doch 5 let uchitsya v detskom sadike i sin 3 qodikov . Fuad yavlyayetsya IDP personom , on pereselene iz Fuzuli qoroda , seychas projivayet v Fuzuli regione.
Fuad uje 4 qoda zanimayetsya etim biznessom. Etomu biznessu on nauchilsya u dyaydi svoyeqo kotoriy i posovetoval yemu zanatsya etim biznessom skotovodstva. U sebya doma Fuad prodayet moloko , sir, kefir. Seychas nujdayetsya v 2000 AZN chtobi kupit korovi.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.