A loan of $1,300 helped purchasing seeds, fertilizer, fuels and lubricants.

Kholik's story

H. Kholik is dedicated to agriculture and the sale of cultivated vegetables, which means that he can be around his family, helping to raise their quality of life and educate all his five children. Kholik has been characterized as a person who is hard-working, since he has been working in agriculture since he was very young. This kind of work requires effort, dedication and above all, strength, as it can include heavy work, meaning that people get tired quickly.

In spite of this, Kholik is determined to raise the standard of living in his family and to improve the quality of the seeds he cultivates. For this reason, he is asking for help in order to be able to receive more credit from IMON International.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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Loan details