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A. Elsever is 27 years old and the father of one child. He is from the Azerbaijan- Armenian conflict territory in the Lachin region, situated in the western part of Azerbaijan. Right now he lives in Sumgayit city with his family. He is the only breadwinner of his family. He began his business 6 years ago.

Elsever is busy selling equipment necessary for mobile phones and different types of phones. He used his first loan of $500 from Normicro to rent a shop. Later, he borrowed $1000 and expanded his business. The loans were paid back on time.

Now, he needs to take out another loan. He would like to receive a $1500 loan in order to expand his business. He wants to buy different types of phones to sell. He will repay the loan within 12 months. He hopes eventually to expand his business and improve the living conditions of his family. He will repay his loan on a monthly basis.

About Azerbaijan

  • $10,800
    Average annual income
  • 29
    View loans »
    Azerbaijan Loans Fundraising
  • $14,864,950
    Funds lent in using Kiva
  • 0.9
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Elsever to buy different types of phones to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 4, 2007
Nov 18, 2007
Currency Exchange Loss:
Jan 15, 2009