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Francisco Jose
The young man Francisco is 23 years old. He is single and still lives with his parents. Today he has worked as a messenger delivering mail for twenty months. He helps his father; they work together.

His parents have always supported him and that is why he wants to begin some home improvements. He wants a room for more privacy with his brother, now that he has his own income.He has the support of Afodenic to make these improvements with the loan since he doesn't have the enough cash to build with.

To do it he will buy the materials that will be used such as: zinc sheeting, iron, stone, sand, cement, and blocks, among other things to make the room.
View original language description ↓
El joven Francisco tiene la edad de 23 años, soltero aun vive con sus padres. Y hoy en día se desempeña como mensajero entregando correspondencia, desde hace veinte meses, pues lo ha ayudado su papa, con el trabajo ya que trabaja junto con él.
Sus padres siempre lo han apoyado y es por eso quiere comenzar hacer las mejoras de viviendas, un cuarto para tener mejor privacidad, junto a sus hermano. Ahora que cuenta con sus propios ingresos. Lo que cuenta con el apoyo de Afodenic para lograr esta mejora mediante el financiamiento ya que no cuenta con el efectivo suficiente para construir.
Para esto comprara los materiales a utilizar como: laminas de zinc, hierro, piedra, arena, cemento, bloques, entre otros para hacer el cuarto.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Francisco Jose he will buy building materials he will use to make a room, such as: stone, sand, cement, iron, and zinc sheeting, among others.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 30, 2010
Oct 9, 2010
Currency Exchange Loss:
Jun 15, 2012