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Estela B. is a hardworking mother. As a typical Filipino mother she used to stay in the house doing the usual household chores. But now that her children are grown, she wants to mingle with other people, develop her personality, take away her shyness and improve her income as well. She joined Ahon sa Hirap Inc. (ASHI), a partner of Kiva in the Philippines, to fund her variety store and to join the group of ASHI members in her community. On her second loan, she is applying for PHP 9500. With the loan, she will buy grocery products so that she can meet the demands of her growing customer base and increase her profit. She is saving all her income from this variety store so that she can buy a motorcycle, which she needs to transport her products. She is hoping that Kiva lenders will support her in achieving her dreams for her family and continue to assist her financially until she becomes a successful businesswoman.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 432
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Estela to buy additional stock for her variety store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 28, 2010
Oct 6, 2010
Currency Exchange Loss:
May 11, 2011