Pez Globo Group
Patricia M. G. is the president of this group. She is 43 years old and has a total of six children (2 girls and 4 boys). She has only studied up to second grade. She is a vendor and sells balloons, which she began doing over 23 years ago. She is seeking a loan in order to purchase metallic balloons and helium gas tanks to use to inflate them. The majority of her customers are children, or depending on the occasion, sometimes they can also include boyfriends and husbands. Aside from crowded areas, like parks, esplanades, recreation centers, etc., she also sells her products on the streets of Mexico City (a residential park in Coacalco). As she applies for this loan, she is content and motivated. She would this credit for the 1st and 2nd of November, Christmas, and the Three Wise Kings Day, since sales rise on those days. Also, she hopes to finish elementary and middle school. Currently, she is finishing her primary education through the open system (INEA). Lastly, she wants to remodel her house.
Patricia M. González es la presidenta del grupo. Tiene 43 años, estudió hasta el 2º año de primaria, es comerciante y tiene en total seis hijos (2 mujeres y 4 hombres). Ella se dedica a la venta de globos que inició hace 23 años. Solicita el préstamo para comprar globos metálicos y tanque de gas helio para inflar los globos. Sus clientes en su gran mayoría son niños o según la ocasión puede ser que también consuman los novios o esposos, su mercado es en las calles de la Ciudad de México (Parque Residencial en Coacalco), además de zonas concurridas como parques, explanadas, centros recreativos, etc. Al momento de solicitar este préstamo se siente contenta y motivada. Quiere este crédito para la temporada del 01 y 02 de noviembre, navidad y dia de reyes, ya que la venta es buena en estos días. También espera terminar de estudiar la primaria y secundaria, actualmente está estudiando la primaria en el sistema abierto (INEA), además tiene el objetivo de remodelar su casa.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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