A loan of $300 helped purchase of construction materials (cement, bricks, stone, sand and other items).

Hortencia Nelson's story

Hortencia Nelson M. was born in the district of Manjacaze, in the province of Gaza in the south of Mozambique. She has 5 grown children. She only studied through 7th grade, and didn't continue because of a lack of financial resources. She lives with her children in a rented house and helps support her mother, who lives with them.

Hortencia left Gaza for Maputo with her mother when she was still quite young. She has worked on contract for a business for more than 3 years, with a monthly salary of 2850 Meticais. She uses this income to cover household expenses and occasionally saves some in her bank account as well.

Hortencia has never taken out a loan with another bank. She found out about Hluvuku [the Kiva Field Partner] through friends who also work with the institution. This is her 1st loan, for the amount of 10,000 Meticais. She plans to use this money to buy construction materials (cement, bricks, stone, sand and other items) in order to continue working on the construction of her home and move out of the house she is renting.

Hortencia's dream is to finish with the construction and live in her own home with her family. She is confident that she will be able to repay the loan as indicated and take out another loan to finish the job.

Translated from Portuguese by Kiva volunteer Catherine Fountain

Loan details

Lenders and lending teams

Loan details