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Pablino H. B. works as a security guard. He is a very enterprising man with an ardor for business. He has a small bookshop and sorbet shop. His wife helps him, and she runs the businesses when he is working.

The loan that he has obtained from our institution is to supplement the purchase of computers in order to install a Cyber café. His businesses are located in his house, in front of the FAREM work center. There is a lot of demand because it is a school center.

Both businesses are excellent and generate income.
View original language description ↓
EL Sr. Pablino H. B. se desempeña como Guarda de Seguridad, es un hombre muy emprendedor
con iniciativa empresarial ya el posee una pequeña Librería y sorbeteria teniendo el apoyo directo de su esposa quien es la que administra sus negocios cuando el esta trabajando; este crédito que ha obtenido con nuestra institución es para complementar compra de computadoras para la instalación de un Cyber, la ubicación de sus negocios es en su casa de habitación y frente a su centro de trabajo FAREM, en donde hay mucha demanda ya que es un centro de estudio y ambos negocios son óptimos y generan ganancias.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Pablino to buy computers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 9, 2010
Oct 15, 2010
Currency Exchange Loss:
Apr 21, 2012