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Los Sauces Group
In this Group: Julia Victoria, Julia , Irene Ida , Clementina , Olinda , Fulgencia , Amelia , Kelly Evelyn, Maria *
* not pictured
Julia S., 34, is the president of the communal bank "Los Sauces." The bank is maD. up of 9 members who are from the Los Sauces district of Ate Vitarte, which their group is named after, since all of the members live in the same area. They have been working with EDAPROSPO for 10 years.

The members of this group sacrifice a lot, between the household chores and their businesses. In the case of Julia S., she and her mother have a restaurant. She started out in the business this way, and now she runs it herself and at the same time studies English in the evenings. This loan will be invested in improvements to her business and in her studies. It is worth mentioning that each member of this group has enthusiasm and a strong desire to get ahead through hard work and dedication.
View original language description ↓
Julia S., con 34 años D. edad es la Presidenta D. la alcancía comunal “Los Sauces” conformado por 9 socias los cuales radican en la zona D. los sauces distrito D. Ate Vitarte D. ahí el nombre del grupo, ya que todas viven en la misma zona; vienen trabajando con Edaprospo desD. hace 10 años.
Nuestras socias hacen un gran sacrificio entre los quehaceres del hogar y sus negocios, en el caso D. Julia S. ella lleva adelante un restaurant con su madre, ya que fue así como comenzó en el negocio y hoy en día lo administra, a su vez estudia Ingles por las tardes, el presente préstamo lo invertirá en mejoras del negocio y en continuar sus estudios. Cabe mencionar el entusiasmo y el deseo D. seguir saliendo adelante con esfuerzo y dedicación hacia un bienestar y mejora D. cada una D. las integrantes D. la alcancía comunal.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 123
    View loans »
    Peru Loans Fundraising
  • $61,988,000
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Sauces Group's $3,325 loan helped a member to make improvements to her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Oct 7, 2010
Currency Exchange Loss:
Feb 15, 2011