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Ana Julia
Ana Julia R. is from the Santa Rosa del Peñón municipality. She works as a primary school teacher at the area’s Diriangén school, where she has been for 12 years. This is the first loan she requests through Ceprodel. Her goal is to make improvements to her home, and she would use the funds to buy bricks, cement, sand and zinc.
View original language description ↓
La Sra. Ana Julia R. es originaria del municipio de Santa Rosa del Peñón, se desempeña como maestra de educación primaria en el colegio Diriangén del mismo municipio donde tiene 12 años de laborar. Es el primer crédito que solicita en Ceprodel con el objetivo de mejorar su vivienda con el que compraría ladrillos, cemento, arena y zinc.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 85
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ana Julia to purchase bricks, cement, sand and zinc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 29, 2010
Oct 7, 2010
Currency Exchange Loss:
Sep 17, 2011