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Freddy Daniel
Sr. Freddy Daniel M. M. works as a bellboy at the Hotel Barceló Montelimar in Masa Chapa, a job he's been doing for twelve years. He has three school-aged children.

Freddy has had two loans with Kiva partner CEPRODEL and has used them to buy construction material to make improvements to his house. These loans with the financial institution have greatly benefitted him already as without this assistance his living standards and those of his family could not have been improved.
View original language description ↓
El Sr. Freddy Daniel M. M. él es trabajador activo del Hotel Barceló Montelimar Masa chapa se desempeña como Botone, tiene doce años de trabajar para esta empresa, tiene tres niños en edad escolar. Ha tenido dos créditos con CEPRODEL y los ha realizado para comprar materiales construcción para mejorar su casa de habitación, estos créditos con la financiera le han beneficiado en gran manera ya que sin estas ayudas no pueden mejorar su condición de vida de él y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Freddy Daniel to buy construction material like sand, cement etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 10, 2010
Oct 16, 2010
Currency Exchange Loss:
Oct 29, 2011