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Childekan A. is a 47-year-old widow with two children. She married in 1982 and had an excellent example of a close-knit family. Unfortunately, in 2006 her husband died of cancer and Childekan became the only bread-winner for her children. It was a very hard blow for the family, however, Childekan braced herself to make her children’s lives stable.

For many people in rural areas, cattle breeding is the main means of subsistence. Childekan took on this activity, which had been started by her late husband. Her success was achieved due to hard work and strong efforts. Childekan managed to increase the number of cattle but had to sell them in order to pay for her children's education. In their own way, her son and daughter do their best to help Childekan in the household.

Now Childekan is applying for a loan of 100,000 KGS to purchase one horse, sheep and bull calves for fattening and reselling. With the revenue from the loan, she plans to pay for the next year of her children's edcuation.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 54
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Childekan to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 16, 2010
Oct 3, 2010
Currency Exchange Loss:
Jul 15, 2012