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Jocelyn V. is 35 years old and the mother of two children. In 2008, she joined Ahon sa Hirap, Inc.(ASHI), a partner MFI of KIVA in the Philippines. She is excited as she recalls all her experiences as a mother and a member of ASHI. Before joining ASHI, she remembers how hard it was to start a business, especially without having access to capital. Her prayer was granted when she became a member of the institution and started taking loans. She started earning and can regularly provide their basic needs. She is applying again for a loan of PHP 17,000 to buy additional grocery items, soft drinks and raw products for her food vending business. She wishes to expand her food vending business because she notices the increase of customers eating in her place. She plans to establish a more convenient place for her customers to eat and add more menus for them to choose from. She is hoping that KIVA lenders will support her future plans.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 324
    View loans »
    Philippines Loans Fundraising
  • $70,768,400
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Jocelyn to buy raw products for her food vending business and additional grocery items for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Oct 3, 2010
Currency Exchange Loss:
May 11, 2011