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Ibraim K. is a 58 year-old widower with five grown children. He lives in Altymish village. After graduating from the Institute of physical culture and sport, Ibraim devoted his life to the education of children. He worked at the local school for 35 years as a trainer and became school Head-deputy. Ibraim lived with a very happy marriage and his wife was the main person on whom he could rely. Last year, he lost his support. His beloved wife died and only his children and grandchildren could bring him back to life. Today, Ibraim lives with his youngest son, who followed Ibraim’s footsteps and became a teacher in the local school.

In order to find an additional means of subsistence and to help his son to cover the expenses of his family with little children, Ibraim started to breed livestock. His hardworking and persistent activities carry him forward. Today he has two milk cows, one bull calf, and one mare with a foal. Now Ibraim wants to take a loan of 50,000 KGS to buy one milk cow and forage for his cattle. With the revenues from this investment, Ibraim plans to develop his farm by means of livestock breeding.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Ibraim to purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 13, 2010
Oct 2, 2010
Currency Exchange Loss:
Apr 15, 2012