A loan of $900 helped to buy pants, blouses, t-shirts, dresses and clothing in general.

Irlanda Cecilia's story

Picoaza is certified as one of the Manteña culture’s aboriginal settlements. It is located a mere ten minutes from the city of Portoviejo, capital of Manabí. It is rich in history. The María Asunción communal bank meets here every two weeks.

Irlanda, 49, is a member. She is separated but had three children all of whom are adults currently. They all live on their own and she lives with one of her brothers.

She is a clothing merchant selling catalogue clothes of a few brands. Her system of sales is door-to-door. She shows her available items and places monthly orders. She works from Monday to Thursday. She collects half the charge upon delivery and then the rest two weeks later.

She will use this loan to buy merchandise because she has more pending orders than her capital can cover. She has been a member of the Communal Bank for 9 years and she likes the institution’s way of operating.

Her goals are to continue growing and to have her own store.

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Translated from Spanish by Kiva volunteer Polliz

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