A loan of $1,125 helped to buy more merchandise like small domestic appliances, clothes, footwear, and items for the home.


Rosalba Del Carmen's story

Rosalía C., age 41, lives in the Olaya neighborhood of the city of Cartagena de Indias. The city is enlivened by the rhythm of African-Caribbean music, and it is the cradle of its culture. This is where she has her home and lives with her family, which is comprised of four children from the ages of 9 to 20 and herself. She also has a business, which she started with her brother. They sell domestic appliances and plastic furniture. They started with a little capital, and they distributed these items from town to town. At first they sold cheese. Then they expanded their field of operations in Maicao, where they took their dairy products and various merchandise to sell at a good price for their customers. Very soon her discipline and desire to get ahead produced the first result. They made her business grow with more customers. However, it affected her in that she did not have enough capital to cover her customers’ orders on credit. That is why she approached the Fundación Santo Domingo to apply for her first Kiva loan. She will use the loan to buy more merchandise like small domestic appliances, clothes, footwear, and items for the home. Her dream is to develop her small business in an independent way and to strengthen her sales in other departments. She wants to do this in order to generate more income and to get her children ahead. Her greatest challenges are the rains that frequently inundate the towns that she visits and make it difficult to collect payments in an organized way. However, she fortunately has good customers, and they put aside what she needs to collect because they appreciate her work and her good faith in them.

Translated from Spanish by Kiva volunteer Ginny Kalish



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