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Obéissance Plus Group
In this Group: Tshibangu, Béatrice, Valentine, Miriam, Jeannette, Mputu, Bibiane, Mulamba, Berthe, Esther, Yannick, Valérie, Bapu, Kasongo, Ritha
Tshibangu is the leader of the Community Bank named “Obéissance Plus” which means “Obedience” in English. It is composed of 15 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Tshibangu is 50 years old and a father of ten children. He has been active in his business since 1989. He began his business selling watches. Besides selling watches, he also sells miscellaneous goods. He joined one of Hope’s groups (a DRCongo Microfinance Program) in 2009 and has received six loans. Thanks to Hope’s loans, Tshibangu’s business has prospered and it generates a profit of 20 USD per day. With the next loan, Tshibangu intends to diversify his business by buying jewelry to resell at a profit in order to increase his capital.

His ambition is to convert his business into one in the medical field. Due to the high demand for medicine in his surroundings, Tshibangu wants to open a drugstore to meet the people’s need. He is working hard in order to achieve his dream.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Obéissance Plus Group's $3,150 loan helped a member increasing his stock by buying jewelry and reselling it at a profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 30, 2010
Sep 30, 2010
Currency Exchange Loss:
Feb 26, 2011