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Farming is the main source of income of the family of Erly C., 33 years old and a dependable wife and a mother of 6 children. She has been a member of Ahon sa HIrap, Inc. (ASHI) – a partner MFI of KIVA in the Philippines since 2006. Her husband is a farmer but they only rent the land that they cultivate in other word they are tenants. The couples dream is to own a land where they can plant rice and vegetables and even build a house of their own. She joined ASHI with the hope that they can fulfill this dream. Gradually, with the financial assistance from KIVA they are now earning towards the fulfillment of that dream. Though her 2 eldest children have finish only high school, the couple works doubly hard to support their 4 remaining children with their schooling. Her two eldest are now working.

She is applying for another loan of Php 25,000.00 to finance the needed farm supplies for their growing rice plantation. Her husband will buy sacks of fertilizer and pesticides and pay for hire farming laborers to weed the farm. She is hoping that after 3 months their profit will increase. She is always praying for the success of the partnership of ASHI and KIVA in helping poor families.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 320
    View loans »
    Philippines Loans Fundraising
  • $70,580,225
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Erly to buy fertilizer, pesticides and pay farming labor.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 16, 2010
Sep 30, 2010
Currency Exchange Loss:
May 11, 2011