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Kimya Plus Group
In this Group: Vana, Ermeline, Faila, Anne, Pascaline, Ndondi, Hélène, Lukaya, Chantal, Muadi
Vana B. is a chairwoman of a Community bank named “Kimya Plus”, which is composed of 10 microentrepreneurs jointly united to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses.

Vana has been in business since 1980 with a beginning capital of $100. Today, she operates a restaurant. She is 61years old, a widow and has five children between the ages of 20 and 35. One of them goes to school. Her restaurant prospered thanks to Hope’s loans. With the profit of about $20 earned per day, she increased her working capital. Currently, Vana is happy to be part of one of MFI Hope’s groups. She joined the group in 2007 and her business has been reinforced through the fourteen loans she received from MFI Hope DRC and repaid them properly. Her dream is to open a catering service. Her restaurant is located in the western area of Kinshasa.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kimya Plus Group's $1,900 loan helped a member to increase the inventory of the restaurant in order to reinforce the working capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 28, 2010
Sep 29, 2010
Currency Exchange Loss:
Feb 17, 2011