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Haneefan Muhammad Aslam's Group
In this Group: Haneefan , Razia, Sheema, Slaeema Akhtar, Abida
Haneefan lives in Arifwala, a small city of the Punjab. Arifwala is famous in Pakistan for its dairy industry. She has been living in a two-room brick house with her family for many years. She is 53 years old and married to M. A. who is a property dealer by profession. She is the mother of two sons and two daughters. Both her sons left their education due to financial constraints and started working to contribute to their family financially. Her elder son works in a factory and the younger one works as a laborer. Her daughters are continuing their education and are reading at 9th and 10th standards respectively.

Haneefan supports her family by sewing and has regular orders from her neighboring clients. She also has a dairy business which she prefers. The reason for liking this business is because her parents are also in the same business and she used to take care of their cattle. Currently, she has a buffalo at her home which produces almost 8 kg of milk per day. She sells the milk to community members and uses this income to pay for the utilities expenses for her house.

She has applied for a loan from Kiva's partner, Asasah, for her dairy business. With the loan amount, she will buy another buffalo and increase her dairy business's productivity. Haneefan is a regular borrower from Asasah and this is her fifth loan application. With her previous loans, she has shown that she is a responsible person, having paid her installments on time and never missing a meeting.

Note: In this photo, Haneefan is the lady who is holding a book (the Asasah Passbook) in her hand.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 86.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Haneefan Muhammad Aslam's Group's $1,050 loan helped a member to buy another buffalo to increase her dairy business's profitability.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 20, 2010
Sep 29, 2010
Currency Exchange Loss:
Sep 15, 2011