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Mzimuni Group
In this Group: Kulwa, Shamira, Fatuma , Sophia , Ramadhani, Maulidi, Rajaru, Masonzo*, Arafa, Herman, Ahmad, Patrick, Lamusk, Pili, Salma, Mbaraka, Mahmud
* not pictured
Kulwe B. is in his late twenties and is married, with children who are twins. Since 2007, he has been running his own shop, selling rice, sugar, beans and cooking oil. The shop is open from 7 a.m. to 9 p.m. and earns Kulwe a monthly profit of about 500,000 TZS, or $330.

This will be Kulwe's second loan with Tujijenge Tanzania. He used his previous loan, which he has successfully repaid, to increase the inventory of his shop. With this new loan, Kulwe aims to increase his inventory of the same products for his shop. His dream is to one day open a grocery store.

Kulwe will share this loan with his group, Mzimuni, which totals 17 members who will hold each other accountable for repaying the loans. Kulwe serves as the chairperson of the group. In the photo, Kulwe is standing in the center of the back row, in a gray shirt.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 19
    View loans »
    Tanzania Loans Fundraising
  • $16,082,000
    Funds lent in using Kiva
  • 1,513.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mzimuni Group's $4,050 loan helped a member to increase the shop inventory.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 29, 2010
Sep 29, 2010
Currency Exchange Loss:
Feb 15, 2011