A loan of $3,000 helped purchasing seeds, fertilizer and small cattle.

Nurali's story

K. Nurali is happily married to his wife. Their marriage has been blessed with five lovely children. Nurali has decided that he wants to live the rest of his life in the place where he was born. He not only loves the peaceful environment, but it is also home to their major source of income - farming. He has been involved in farm activities since childhood. He is used to the heat of the sun. Nurali has worked as a farmer for the past six years. However, life has been difficult and progress slow. Because he lacks financial resources, Nurali would like to borrow US$3,000 so that he can buy seeds and fertilizer for his crop and small cattle.

More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th century BC. Even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the USSR, further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two thirds of the population still live in abject poverty.

IMON's History
Since December 2007 IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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