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Razia Allah Wasaiya's Group
In this Group: Razia , Kosar Parveen, Seeran, Nasreen Akhtar, Mumtaz
Razia lives in the small Pakistani city of Kasur, which is famous for its leather industry. She is a 27-year-old housewife who spends most of her time staying at home and doing her household tasks. She is married to A. W. who runs a small restaurant in the market. In his restaurant he sells Punjabi foods such as naan chanay (made with chickpeas and served with bread) and daal chawal (made with rice and lentils and served with pickle). He has been in this business for the past seven years, during which time he has earned an advantage in the form of a healthy profit and a good customer base. From the profits of his restaurant business, he is able to manage his family's financial expenses.

Razia is a very supportive lady by nature. She supports her husband by preparing food for the restaurant so that he can better provide service to his customers. Razia has four sons and a daughter. Her eldest son works in a factory and the next son operates a tea stall in the market. Her remaining children are enrolled in school and receiving an education.

Razia has applied for a loan from Kiva partner, Asasah, for her son’s tea-stall business. With the loan amount, her son will buy items such as tea, sugar and milk in bulk. These bulk purchases will help him to serve more customers and increase his income. Razia is a regular Asasah loan user and this is her fourth loan application. In previous loan years, she has maintained a good credit record and never missed a meeting.

Note: In the picture, the lady who is raising her hand is Razia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 378
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 86.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia Allah Wasaiya's Group's $1,225 loan helped a member to buy required items for tea-stall business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 20, 2010
Sep 29, 2010
Currency Exchange Loss:
Sep 15, 2011