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Rosa is a 35-year-old mother of two who lives with her partner and elder son in the province of Limón, located near the Caribbean coast of Costa Rica.

The loan consultant who has been working with Rosa has described her as a hardworking entrepreneur who makes punctual repayments. Rosa has proven herself to be a responsible client over the course of her first loan. This will be her second loan with Fundación Mujer.

Rosa has a sewing business. The money she generates from her productive activity complements the salary earned by her partner, who works for a multinational banana producing company in the region. Rosa´s clients are mainly neighbours, acquaintances, family and friends who live in her community. She produces underwear, bathing suits and performs custom alterations.

Rosa plans to use this loan to invest in a new sewing machine as well as sewing materials (thread, fabric, elastic etc.). With an increase in working capital, Rosa is confident she will be able to expand her business and gain the ability to better satisfy the needs of her clients. Her goal is to increase the revenue from her sewing business in order to make a more significant contribution to family income.

Every day, Rosa wakes up early to start sewing before she prepares breakfast and cleans the house. She does the majority of her sewing in the afternoons, and when she is extremely busy, Rosa hires somebody to help her.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 504.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rosa for the purchase of a sewing machine and sewing materials (elastic, fabric, thread).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 22, 2010
Sep 29, 2010
Currency Exchange Loss:
Apr 21, 2012