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Iveth Carolina
Iveth, 30, has a small store in the front part of her house. She lives in a neighborhood called "Duran," on the outskirts of the city where the natural ecology is fast disappearing.

To help with the family expenses, she started to buy groceries to sell to her neighbors, but she had to spend her savings on canned goods so that she could have a better income. She works with the help of her daughter from 6am until 10pm.

To continue with her business, since her house is made of cane and in need of repair, she needs to buy drinks, canned goods and rice so that she can increase her income. In the future she wants to expand her business with more merchandise.
View original language description ↓
Iveth de 30 años, tiene una pequeña tienda en la parte delantera de su casa, vive en una zona periurbana llamada “Duran” este lugar esta caracterizado por su ecología en disolución.

Para ayudar con los gastos familiares ella empezó a comprar víveres para venderlos a sus vecinos, pero como necesitaba mas ingresos tubo que gastar sus ahorros en enlatados y así tener mas ingresos. Trabaja con ayuda de su hija desde las 06h00am hasta las 22h00pm.

Para seguir con su negocio ya que su casa es de caña y quiere mejoras necesita comprar bebidas, entados y arroz para así tener mas ingresos. En el futuro quiere incrementar su negocio con mas mercadería.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Iveth Carolina to buy rice, drinks and canned goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2010
Sep 28, 2010
Currency Exchange Loss:
Dec 15, 2011