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Sem V. is 24 years old and lives with his wife in the Takeo province. He is a construction worker building a house and is able to make about US $3 every day. His wife is a garment factory worker and makes US $3 per day as well. Since Sem V. spends a lot on transportation, he is asking for a loan of US $500 to purchase a motorbike as his way to commute to work.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 195
    View loans »
    Cambodia Loans Fundraising
  • $39,989,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sem to purchase a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 16, 2010
Sep 28, 2010
Currency Exchange Loss:
Apr 15, 2012