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Pheam V., 33, lives in the Takeo province with her husband and three young children. She makes about US$5 daily, selling groceries, while her husband makes US$3 as a moto-taxi driver. She is asking for a loan of US$800 to purchase more groceries to expand her current shop. She is also hoping to purchase a pig to raise and sell with the money from the loan. She sees this loan as a great opportunity to expand her business and is confident that she will see her income increase as a result.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 208
    View loans »
    Cambodia Loans Fundraising
  • $39,911,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Pheam to expand grocery shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Sep 28, 2010
Currency Exchange Loss:
Feb 15, 2012