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Tinh T. N. is 43 years old with 2 children who are in high school. She has opened a furniture workshop for where she makes tables, chairs, beds and wardrobes. Her workshop is always busy with contracts. Each month Tinh earns 4,000,000 VND. She has participated in Seda's credit program since 2004 and has used loans very effectively in running her business. Currently,Tinh needs to borrow 8,502,000 VND to purchase wood.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 124
    View loans »
    Vietnam Loans Fundraising
  • $16,231,400
    Funds lent in using Kiva
  • 19,480.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Tinh to purchase wood for furniture making.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Oct 1, 2010
Currency Exchange Loss:
Sep 15, 2011