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Yos Y. is married and resides with her husband and two children in Kampong Chnang Province, Cambodia, an area known for palm products. Y. and her husband are farmers. They grow rice for the family's use. The two children are employed at a local garment factory, earning an income of about USD 5 each per day to help cover the family's expenses.

The family has to spend USD 78 on food and USD 7 on electricity supply every month. Y. is requesting a loan of USD 1000 to purchase a plot of land in the village to expand her house. In the future, she would like to use any additional profit to run a business of selling groceries in front of her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yos to buy a plot of land in the village.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Sep 27, 2010
Currency Exchange Loss:
Oct 19, 2011