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Kosar Muhammad Awais' Group
In this Group: Kosar , Hanifan, Maqsoodan, Kosar
Kosar is a resident of the city of Borewala famous in Pakistan for its shrines. She owns a small house of two rooms in the area of Haneef Park and lives in it with her family.

She owns and operates a business selling clothes. She takes orders from people in her neighboring areas and provides them with a different variety of clothes to earn an income for her family. She buys clothes from the city of Faisalabad which is famous for its textile industry and where the cost of clothes is cheap.

Her husband's name is M. A. and he is involved in the business of selling bangles. He has a small bangles shop in the market where he offers his customers colorful bangles of every kind such as steel, glass and embroidered. Bangles are a jewelry item which every women loves to wear on special occasions and in their routine life as well.

Kosar has applied for a loan from Kiva's partner, Asasah, for her husband’s business. With the loan amount, he will buy bangles in bulk quantities which will help him to increase his sales.

By increasing her husband's income, Kosar is hopeful that her family will be able to live a better standard of life.

Note: In the photo, the lady who is raising her hand is Kosar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 319
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 86.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar Muhammad Awais' Group's $825 loan helped a member to buy bangles for reselling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Sep 27, 2010
Currency Exchange Loss:
Sep 15, 2011