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Shamim's Group
In this Group: Shamim, Sagheeran, Yasmeen, Zubiada, Manzooran
Shamim lives in the city of Borewala, Pakistan, famous for its shrines. She owns a small house of two rooms and lives in it with her family.

A talented lady, Shamim owns and operates her embroidery business at home. She collects orders from nearby areas and completes them on time to earn an income for her family. She started this business five years ago by making embroidered clothes for her relatives but now she receives good orders from nearby areas as well and has become an earner for her family.

Shamim’s husband drives a rented rickshaw, providing transport facilities to his passengers. He works hard to put three meals a day on the table for his family. At the end of the day, the owner of the rickshaw gets half the earned amount and the remaining amount doesn’t allow Shamim’s husband to meet the family’s financial expenses.

Therefore, Shamim has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, he will buy his own rickshaw and this will help him to increase his income and cut out his rental cost.

Shamim is hopeful that this will result in an increased income for her family so that they will be able to enjoy better facilities in life and she will be able to give a good future to her children as well.

In the photo, Shamim is the lady who is raising her hand.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 304
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 86.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim's Group's $875 loan helped a member to buy a rickshaw for her husband's business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Sep 27, 2010
Currency Exchange Loss:
Sep 15, 2011