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Mrs. Pak S. has been spending almost all of her life cultivating crops, a skill she learned from her grandparent who died of senility years ago. Pak S. is married with four children, three of whom are no longer in school and work in different fields, while another one attends school. Her husband works in the farm fields frequently alongside her. Growing crops is an annual action that provides her with formal income.

Pak S. dreams of having a vehicle; however, her income is only sufficient to support food for the family. This is the reason Pak S. requested a loan to buy a new motorcycle to serve as transportation for family. Additionally, her husband can use it to provide a taxi service for a profit.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Pak to buy a motorcycle to provide transportation for the family.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Sep 26, 2010
Currency Exchange Loss:
Oct 15, 2011