A loan of $3,200 helped a member to buy a 100 pound sack of rice, sugar and groceries; cosmetics, creams, perfumes; seeds.

Fuerza Del Mañana (Cuenca) Group's story

The communal bank Fuerza del Mañana is made up of 10 members who are friends. They work in different activities with a common purpose which is to improve their finances and thus get ahead with their families. They live in different parishes that belong to the city of Cuenca, where the main activity is agriculture and raising animals.

Mrs. Piedad U. lives in the community of Susudel which belongs to the Oña canton. She is 53 years old and has been divorced for 28 years. She has 4 grown children who are married and live on their own. She is proud that thanks to her hard work she owns her own house.

Piedad works in a restaurant that she owns. She works there from 5 in the morning preparing the food and works until 9 at night when she finishes selling her products. She also raises animals such as guinea pigs and pigs that she sells in her own community. This is the first loan that she has taken out with this community bank since previously she was an active member of another community bank for a year and a half. She will invest her loan in buying groceries such as a a 100 pound sack of rice, sugar, and other products to make her dishes.

Her goal is to learn to drive to be able to get around more easily.

Mrs. Carmita C. lives in the community of Misicata, which belongs to the Baños parish. This is her first loan. She was invited by a friend who encouraged her to join this beautiful group of women. She has sold Yanbal products for 4 years and she only sells in her free time. She also is a farmer; she plants vegetables and she has customers whom she delivers her products to and she sells what's left over in the free market. She has been doing this for 15 years.

Carmita is 38 years old. She is married and has 4 children, aged 20, 18, 13 y 11. Her two oldest children work and their wages are for personal expenses. Her third child goes to high school and the youngest is in the last grade of elementary school. Her husband is a driver and he works driving his own bus. Thanks to the couple's work, they own their own home. She is going to invest her loan in purchasing Yanbal cosmetics, such as perfumes, creams, etc. as well seeds for her crops.

Her goal is to buy herself a vehicle to transport her vehicles more easily.

In this group: Carmita Beatriz, Ana María, Angelica Isabel, Emilia Narcisa, María Mercedes, Karina Elizabeth, Luz Noemi, Rosa Emperatriz, Rosa Alegria, Piedad Ecelia

Translator profile picture

Translated from Spanish by Kiva volunteer Ellen Donohue

Loan details

Lenders and lending teams

Loan details