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Irshad's Group
In this Group: Irshad , Nasreen, Rashidan, Saleema, Samina Rani
Irshad lives in the mid-sized city of Vehari, which is known for its agriculture industry. She owns a 3 room brick house where she has been living with her family for over 20 years. She is 42 years old and the mother of five sons and two daughters. Her husband is illiterate and is involved in the animal selling business. He also owns a small piece of land where he grows wheat and sells it to his customers.

Irshad's eldest son has a mobile phone shop where he sells used mobile phones to his customers. The other two sons work in the field along with their father, helping him grow wheat. Her other children are very young and are getting their education from a local school.

Irshad has applied for a loan from Kiva's partner, Asasah, for her eldest son’s business. He will use the loan to buy used mobile phone sets to sell in his shop. Irshad is hopeful that her son will be able to successfully improve his business by making this investment in it. Irshad is a new loan applicant with Asasah and she is hopeful that it will be a profitable experience for her.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 149
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 86.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshad's Group's $875 loan helped a member to buy used mobile phones.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Sep 26, 2010
Currency Exchange Loss:
Sep 15, 2011