A loan of $850 helped a member to buy flour for a bread making and selling business.


Shazia's Group's story

Shazia has applied for a loan from Kiva partner, Asasah, for her husband’s bread making and selling business. Her husband operates a tandoor (a type of oven which is made of clay and is heated with a wood fire) in which he makes the bread to sell to the local community. He sells the bread for 5 PKRs which is a standard amount in every city and in this way earns income for the family.

Shazia lives in the city of Lahore which is the second largest city in Pakistan. She owns a small house made up of two rooms in an area called Mughalpura and lives in it with her family. She is a mother of two sons and a daughter. Her elder son works in a bakery and her daughter does embroidery work at home.

Her youngest son reads at 10th standard level. Shazia couldn’t educate her elder children due to financial constraints, but she wants her youngest son to complete his education and get a good job because now her two kids are helping to support the family financially.

Shazia supports her family by selling clothes. She operates her business from her home. She has a good number of clients and she makes a reasonably good income every month. She buys clothes from different cities such as Faisalabad and Multan for their cheap rates and good designs and sells them to her neighbors in the community.

With the loan amount her husband will buy flour in larger quantities which helps him to make more bread and to increase his selling. Shazia’s husband has had this business for the past 20 years and she is hopeful that her husband will be able to successfully uplift his business by making this investment into it.

Note: In this photo, the lady who is raising her hand is Shazia.

In this group: Shazia , Shabana, Haleema, Yasmeen, Shabana


Loan details


Lenders and lending teams



Loan details