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Esmeraldas Sumi Group
In this Group: Lucia , Maria Del Socorro , Estela , Cristina , Socorro , Luz , Zuleima *, Ana Maria , Evelia , Ignacia , Rosa Maria , Zita
* not pictured
This photo was taken in the home of Socorro J., one of the members of the group “Esmeraldas Sumi”, which is located in the State of VeraC. in Mexico. The women are standing around a table of donuts that Doña Socorro sells. She has been selling donuts for 12 years and her customers consider her to be a hardworking person. At the time of her loan request, Socorro felt happy to be reinvesting in her business. She is a 31 year old single mother who studied through elementary school and has two sons. Socorro wants to use this loan to buy supplies such as flour, oil, and sugar for making donuts. In addition, she hopes to see her children succeed in their studies and make improvements to her home so that she can proviD. them with better living conditions.

Lucia H. is the president of the group. She is 43 years old and studied through the sixth graD.. Lucia is a single mother and has one daughter. She has worked has a seamstress for 20 years. Lucia is requesting a loan to buy thread and fabrics to maintain her sewing business.

The group consists of 12 members. The other members are as follows:

María del Socorro E. sells clothing
EsteL. M. C. sells lingerie
Cristina P. sells clothing
Evelia L. sells food
L. R. sells cheese
Zuleima H. sells shoes
Ana María O. sells clothing
Ignacia J. sells clothing
Rosa María B., sells clothing
Zita D. L. L. O. sells shoes

View original language description ↓
Esta foto fue tomada en L. casa D. Socorro J., una integrante del grupo Esmeraldas Sumi, que está ubicado en el Estado D. VeraC. en México. Se ve al grupo D. señoras alrededor D. los buñuelos que venD. doña Socorro en L. foto. ElL. se dedica a L. venta D. buñuelos desD. hace 12 años. Sus clientes L. consideran una persona trabajadora. Al momento D. solicitar este préstamo se siente satisfecha D. poder reinvertir en su negocio. Tiene 31 años, estudio hasta L. primaria, es madre soltera y tiene en total 2 hijo ( varones). Quiere este crédito para compra D. insumos: comprar harina, aceite y azúcar para poder hacer sus buñuelos. También espera sacar a sus hijos adelante con sus estudios y realizar mejora a su casa para brindarles mejores condiciones D. vida.
Lucia H. es L. presidente del grupo. Tiene 43 años, estudió hasta 6to D. primaria, es madre soltera y tiene en total 1 hija (Mujer). ElL. se dedica a L. costura que inicio hace 20 años. Solicita el préstamo para comprar hilos y telas para mantener su negocio D. costura.
El grupo esta conformado por 12 integrantes. Los otros integrantes son:
María del Socorro E., venta D. ropa;
EsteL. M. C., venta D. lencería;
Cristina P., venta D. ropa;
Evelia L., venta D. comida;
L. R., venta D. quesos;
Zuleima H., venta D. calzado;
Ana María O., venta D. ropa;
Ignacia J., venta D. ropa;
Rosa María B., venta D. ropa;
Zita D. L. L. O., venta D. calzado.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 56
    View loans »
    Mexico Loans Fundraising
  • $22,254,550
    Funds lent in using Kiva
  • 12.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Esmeraldas Sumi Group's $2,575 loan helped a member purchase flour, oil, and sugar for making donuts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Sep 28, 2010
Currency Exchange Loss:
Feb 15, 2011