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Maria Isabel
Maria is 43 years old, and has a small store in the front section of her house. She lives in the Paraiso section of Guayaquil, an urban fringe area characterized by dirt roads and mountains.

She set up her store to sell foodstuffs 3 years ago, after her husband left her with her daughter. Some of the first products she sold were rice and canned goods. With the demand for provisions, she began to buy canned goods, rice, and oil. She now works with her daughter (after she gets home from school) from 7:30 a.m. to 7:00 p.m. every day.

In order to better stock her store, she wishes to buy rice, canned goods, etc., with the loan. In the future, she wants to expand her store with provisions and help her daughter to successfully complete her studies.
View original language description ↓
María de 43 años, tiene una pequeña tienda en la parte delantera de su casa, vive en una zona periurbana en el Paraíso de Guayaquil zona caracterizada por sus caminos de tierra y montañas.

Hace 3 años atrás ella comenzó con su tienda de vivieres después que su esposo la abandono con su hija, uno de sus primeros productos de su tienda fueron arroz, enlatados. Debido a la demanda de los víveres ella comenzó a comprar enlatados, arroz y aceite. Ahora trabaja con ayuda de su hija después de llegar del colegio desde las 07h30am hasta las 19h00pm todos los días.

Para poder surtir mejor su tienda ella quiere comprar con el préstamo arroz, enlatados etc. En el futuro quiere incrementar su tienda con víveres y ayuda a su hija para que termine sus estudios con éxito.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 44
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Isabel arroz, dulces.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2010
Sep 24, 2010
Currency Exchange Loss:
Oct 27, 2011