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Suraiya's Group
In this Group: Suraiya , Zahida Parveen, Bilquis, Mairaj, Safia Begum
Suraiya is a resident of Lahore, which is the second largest city of Pakistan. She is 38 years old and a mother of two daughters. She lives in a two-room brick house with her family in an area called Mughalpura. Suraiya operates a business selling bed sheets. She has a good number of clients from her community and outside of the community as well. She makes a good income every month by selling them bed sheets.

Her husband is a milkman by trade. He gets milk from his own buffalo and sells the milk to the milk shops. Presently he has a buffalo that gives him almost 6-8kg milk every day and he sells 1kg milk for 45 PKRs. This has become the standard amount in the cities. In this way, he earns approximately 360 PKRs everyday, which helps him run the finances of his house.

Suraiya has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, her husband will buy another buffalo, which will increase the milk production and his sales as well. Suraiya is hopeful that by purchasing another buffalo, her husband will be able to successfully upgrade his business and his income will be increased. She is a regular loan user of Asasah and is on her second loan. In the previous loan year, she has proved herself a responsible person who has paid her installments on time and never missed any meeting.

Note: In the photo, the lady who is raising her hand is Suraiya.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 343
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Suraiya's Group's $1,650 loan helped a member to buy another buffalo for milk-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 13, 2010
Sep 25, 2010
Currency Exchange Loss:
Sep 15, 2011