A loan of $575 helped to fund fish-selling operation.


Mary Joy's story

Mary Joy B. is a married woman who lives in Sitio Pateno, Brgy. Bocana, Ilog, Negros Occidental. She earns her living by operating a fish-vending business. Her husband, Jerry B., who is 40 years old, works as a fish vendor and driver. They have three children who are 14 to 17 years old. Mary Joy joined NWTF-Project Dungganon in 1999 because she aspired to something better for her family. With the help of her past 11 loans from NWTF-Project Dungganon, Mary Joy has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 21000 helped her earn a monthly profit of PHP 8000, raising the family's standard of living. This time, for her twelfth cycle loan, she is borrowing PHP 25000, which she intends to use as additional working capital so that she can continue to save for the future economic security of her family. Mary Joy B. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means "honorable"). Through the program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



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Loan details