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Ciro is 47 years old and a dedicated father. He lives in his own home with his wife and five children. Ciro has a great amount of responsibility since he holds down two jobs. At night he works as a security guard at a textile factory and then he provides public transportation services during the day. Ciro believes it is important for his children to finish high school so that they can later pursue a profession. This drives him to work hard and put in long hours. Ciro enjoys working, so his neighbors look to him to provide any services that they need to have performed so that he can earn some extra income. He wants to build a house and plans to equip several of the rooms so that they can be made available for rent.

Ciro is taking his fourth loan with MFP. He promises to continue submitting each of his payments on time so that he can be eligible for subsequent loans. The loan he is requesting will be used to buy iron bars, cement, and other construction materials so that he can install a roof over part of his house.

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Ciro tiene 47 años, es un padre de familia muy abnegado, vive en su casa propia, junto a su esposa y sus 5 hijos. La gran responsabilidad que tiene Ciro, lo ha llevado a tener dos trabajos, durante las noches trabaja como vigilante en una fábrica textil y por el día ofrece el servicio de transporte público. Para él es muy importante que sus hijos terminen de estudiar en el colegio para que luego se formen una profesión y por ello debe trabajar duro y parejo. Es amante del trabajo, por ello, sus vecinos lo buscan para cualquier servicio que requieran, de ese modo multiplica más sus ingresos, ya que por lo pronto desea construir su casa, en donde pueda acondicionar varias habitaciones para poder alquilarlos. Este es su cuarto crédito con MFV, y se compromete en seguir pagando cada una de sus cuotas puntualmente, puesto que desea contar con nuevos préstamos mas adelante. Con el crédito que solicita, comprará fierros, cementos y demás materiales de construcción, para techar una parte de su casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Ciro purchase materials needed to put a roof over part of his house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 27, 2010
Oct 1, 2010
Currency Exchange Loss:
Jun 15, 2011