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Flor Maria
Flor is 43 years old and she lives in a suburban region named Duran. This location is known for its diminishing ecology. She is a vendor and she has a stand on the main street in Duran.

Following her separation from her husband she was left to support her very young children. She purchased jewelry and hair accessories. Since then she has worked from 8a.m. to 4p.m. every day to support her family. She sells barrettes for $.50 each and earrings for $1 each.

She would like to keep up her sales though she wishes to increase her stock of barrettes and earrings. In the future she hopes to have a store for her business and to provide her children with a better quality of life.
View original language description ↓
Flor de 43 años, vive en una zona periurbana llamada “Duran” este lugar esta caracterizado por su ecología en disolución. Su actividad económica es ser vendedora informal en un puesto de la calle de Duran.

Con la separación de su esposo tubo que mantener a sus hijos muy pequeños. Compro bisutería y implementos de peinar. Desde ese tiempo hasta ahora trabaja desde las 08h00am hasta las 16h00pm todos los días para poder mantener a su familia. Vende binchas a $ 0.50, aretes a $ 1.00 c/u.

Quiere continuar con sus ventas ambulantes pero surtiendo mas su mercadería con binchas y aretes. En el futuro quiere tener su negocio en un local y darle una mejor vida a sus hijos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Flor Maria to purchase earrings and jewelry.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 23, 2010
Sep 23, 2010
Currency Exchange Loss:
Sep 15, 2011