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Rosa Maria
Rosa lives in an urban zone in El Suburbio. Due to the lack of employment opportunities she had to invest her savings in phone booths and computer equipment. Her mother helped her with part of the house she could use to build and set up her small business.

She offers national phone call service at a very low rate and also sells all sorts of things in her small locale. She works from very early in the morning every day.

She worries because she wants to provide a better life for her son. This is why she needs a loan to improve her house buying cement, paint and some additional phone booths.

In the future, she’d like to have an Internet café and expand her business.
View original language description ↓
Rosa vive en una zona urbana en el suburbio. Por la falta de oportunidades ella tubo que invertir sus ahorros en unas cabinas telefónicas y artículos de computadoras. La mama le ayudo con una parte de casa para que pueda construir y ubicar su pequeño negocio.

Ella ofrece servicios de llamadas a nivel nacional con una tarifa muy baja, también vende todo tipo de artículos en su pequeño local. Trabaja todos los días desde muy temprano. Ella esta preocupada y le quiere dar una mejor vida a su hijo por eso quiere con el préstamo mejorar su casa comprando cemento, pinturas y otras cabinas telefónicas. En el futuro quiere tener un cyber y amplia su negocio

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Maria for cement, paint and telephone booths.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 15, 2010
Sep 22, 2010
Currency Exchange Loss:
Oct 20, 2011