A loan of $5,000 helped a member 3 bags of ingredients (corn, sorghum).


Iragi Group's story

Kabira K., the leader of the Iragi group, is 39 years old and married with seven children. Her husband is a driver. Her oldest son is 22 years old and the youngest is only 3; all, except the youngest, are in school. Since about ten years ago, she has been making a traditional local drink called “Mandrakwa” for sale. She started with her own funds. Before launching into this business, she used to sell potatoes, charcoal etc. She sells out of her home. This loan will allow her to increase her working capital and purchase three bags of ingredients (corn, sorghum).

Her big challenge is that her receipts are in local currency, the Congolese Franc. However, this is not a stable currency and the inflation is growing, which results in losses when Congolese Francs are exchanged into hard currency (US dollars). Like all locals, distrusting the Congolese currency, Kabira keeps her savings in US dollars. In addition, the production of “Madrakwa” is very labor-intensive, given that she is still using a very rudimentary technology, and thus she would like to change her type of business in the future. She would like to see her children finish their studies.

Thanks to the loans from Hekima, Kabira K. already has made visible progress: her earnings have allowed her to build a house with two bedrooms and a living room; she rents out the house to increase her income. Kabira Kalondera thanks Hekima for assisting impoverished citizens who do not have access to the traditional banking system. It should also be mentioned that the Iraqi group consists of 14 members.

In this group: Munyerenkana, Rugambwa, Kabira, Ntakwinja, Katungu, Tulinabo, Namunganga, Nzitukule, Mulasi, Yalala, Masikilizano, Chiragane, Musumba, Mutesi

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Translated from French by Kiva volunteer Katharina S



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