A loan of $925 helped buying fishing gear; repairing fishing boats.


Emma's story

Emma J. a 52-year-old mother of four children and is married to a fisherman. Her two eldest daughters are employed as seamstresses while her sons help their father in fishing; the youngest is also studying.

She is a very good and active member of Ahon sa Hirap, Inc. (ASHI)--a partner Microfinance Institution of Kiva in the Philippines. She invested her previous loans in improving their fishing business, and the family benefited from the increase profit.

She is applying for a new loan of 40,000 Philippine pesos to finance their business. Her husband wants to buy new sets of fishing nets, sets of “bobo” - a local fishing gear made of bamboo and netting to trap shrimp, and to repair their wooden bancas/boats.

It will be of great help if she can purchase all this in time for the rainy season because fish are abundant in the Laguna Lake. This additional gear will again increases their profit and she can save for the future of her youngest who is still studying. She wants to send him to college so he can pursue a career. She also wants to buy additional appliances in the near future.

She is optimistic that her dreams can soon be achieved, and she is proud for being a member of ASHI and Kiva, because she has had help in improving her family's living conditions through their financial assistance.



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