A loan of $450 helped fund Operations.


Grace's story

Grace B. is a married woman who lives in Brgy. Nabulao, Sipalay City, Negros Occidental. She operates a balut-making business as one of her main source of income. Her husband Bartolome, who is 45 years old is a farmer but also helps in his wife's business activities. They have 2 teenage children who are still going to school. Grace joined NWTF-Project Dungganon in 2004 because she aspired for something better for her family. With the help of her past 9 loans from NWTF-Project Dungganon, Grace has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 15000 which she added to her own capital helped her increase her monthly profit to PHP 25000, uplifting the family's standard of living. This time, for her 10th cycle loan, she is borrowing PHP 19000, which she intends to use to buy more duck's eggs which she will incubate to balut, cook and sell in the community so that she could continue to save up for future improvement of business and to send children to school. Grace B. is a Dungganon woman who is following an honorable path toward the achievement of her dreams. About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



Loan details


Lenders and lending teams



Loan details