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La Misiones Group
In this Group: Rosmery, Maria Esther, Elizabeth, Juan Carlos , Roxana, Juan , Ana Maria, Cristina, Felipa , Wilder Franklin
This enterprising bank, which is in its second loan cycle, consists of 10 members. All of them live in the San José zone. They have various business activities, such as the sale of jewelry, fruit, groceries, food, services, cosmetics, etc. The president is Sra. Rosmery, who is 31 years old and lives in the community of San José. Her business is the sale of jewelry and cosmetics. She has been in business for 8 years in the same zone where she lives. She lives with her partner, Señor Rider, who has been a bricklayer for 10 years. They have 2 children, who are of school age. With the money from the loan, she wants to buy cosmetics and jewelry which are on sale in a catalog.

The secretary is Sra. Ana María, who lives in the San José zone and has a grocery business in her home. She lives with Señor David, who works in a business in the community of San Pablo, where he operates heavy machinery. They have one son in their care. She will use the money from the loan to buy sugar, rice, oil, sodas, etc., wholesale.

The treasurer is Sra, Cristina. Her business is the sale of fruit in the La Ramada zone. Her partner is Señor Benedicto , a bricklayer who works in the San José zone. They have four children of school age. She will use the money from the loan to purchase fruit wholesale.

These bank members are very grateful to this financial institution for the confidence shown in them.
View original language description ↓
Banco de emprendimiento que se encuentra en su 2do ciclo integrado por 10 integrantes los cuales todos viven en la zona de San José
Actividad es variado como ser venta de joyas, frutas, abarrote, comida, servicio, cosméticos, etc. La Presidenta: la Sra. Rosmery de 31 años y vive en la comunidad San José.Su Negocio es la venta de joyas y cosméticos hace 8 año en la misma zona don de vive, Estado civil: concubina con el Señor Rider su actividad es la de albañil hace 10 años y cuenta con 2 hijos que se encuentran en edad escolar, con el dinero del crédito desea comprar cosméticos y joyas de catalogo que se encuentran en promoción.
La Secretaria es la Sra. Ana María vive en la zona de San José y cuenta con el negocio de venta de abarrote en san José en su mismo domicilio, su Estado civil: concubina con el señor David que trabaja en la comunidad San Pablo en una empresa, su cargo es operador de oruga, los señores tienen un hijo a su poder, el dinero del crédito lo utilizara en la compra de azúcar, arroz, aceite, refrescos, etc. Al por mayor.

La Tesorera es la Sra. Cristina cuenta con el negocio de venta de fruta en la zona de la ramada estado civil: concubina con el señor Benedicto, albañil trabaja en la zona de san José los señores cuentan con 4 hijos que se encuentran en edad escolar, el dinero del crédito lo utilizara en la compra de fruta al por mayor. Los clientes se sienten muy agradecidos con la entidad financiera por depositarles la confianza a sus personas.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $36,293,375
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of La Misiones Group's $3,400 loan helped a member buy merchandise and increase working capital.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 10, 2010
Sep 21, 2010
Currency Exchange Loss:
May 15, 2011