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Alex H. N., 25, is in a common law relationship; he lives with his partner. He will use the loan to buy merchandise for his store. He wants to have a more varied inventory in stock.

He started the business several years ago and that’s why he now sees the need to offer a greater variety of products as well as to bring increased income to the home.

This is his first loan request with FUDECOSUR and he is very grateful for the loan terms offered to him.

He hopes to provide his family with better quality of life and improved economic stability in the future and to continue growing both as a person and as a merchant.
View original language description ↓
Alex H. N., tiene la edad de 25 años, está en unión libre, y vive con su compañera. El crédito lo quiere para la compra de artículos para su negocio. Desea tener un inventario más amplio y variado de los artículos de su bazar. Tiene varios años de haber empezado con este negocio, y cuenta con muy buenos clientes, por eso ve la necesidad de ofrecer mayor variedad de productos en el negocio, además de aportar mayores ingresos para la economía de su hogar. Es la primera vez que realiza un crédito con FUDECOSUR y está muy agradecido con las facilidades que se le brindaron. El espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como comerciante.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 497.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Alex to buy stock merchandise for his store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 22, 2010
Sep 21, 2010
Currency Exchange Loss:
Oct 18, 2011