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Karla Estebana
Karla Estebana is small businesswoman. She works a lot to support her family. She is married and her husband is a driver.

Her business is a grocery and crafts store which she was able to open after nine years of saving. It has been an income source to help her children. She sells artisanal products which she is able to sell because she is competent in that area. She makes an effort to obtain higher sales.
She has had four loan cycles and has invested in basic products, increasing her inventory. Thanks to the financing, she has grown and she is happy to be able to invest.

She will buy: basic grains, dairy, meat, and snacks. She also sells artisanal crafts. Her goal is to be able to sell in the neighboring country of Costa Rica.
View original language description ↓
Karla Estebana es una pequeña comerciante, el cual trabaja mucho para apoyar a su familia, casada, siendo su esposo conductor.
Su negocio es una pulpería y artesanía que logro poner hace nueve años con ahorros, el cual ha sido su fuente económica para ayudar a sus hijos.
Hoy en día también vende productos de artesanía, logrando vender ya que como tiene competencia cerca, tiene que esforzarse para lograr tener mejores ventas.
Lleva cuatro ciclos de préstamo en donde ha invertido en productos básicos, logrando aumentar su inventario. Que gracias a los financiamiento ha venido creciendo lo que está contenta por poder invertir.
Comprara: granos básicos, lácteos, carne, golosinas. Así como artesanía que como meta es poder ir a vender al país vecino de Costa Rica.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 21.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Karla Estebana she will buy: basic grains, dairy, snacks and artisanal craftts to increase her sales.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 8, 2010
Oct 1, 2010
Currency Exchange Loss:
Oct 15, 2011