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Kaneez Muhammad Arif's Group
In this Group: Kaneez , Sumera, Fozia, Rajan, Hanifan
Kaneez M. A. is a resident of Vehari, a small city famous for its agriculture industry located in Punjab, Pakistan. Kaneez is a very talented lady who handles her house and embroiders clothes for her business in perfect order. She always gets up early in the morning, offers up her prayer and then prepares breakfast for her family and gets them ready for work. Then she cleans the house, and after that she starts making embroidered clothes. By doing embroidery work she makes money for her family. She is excellent in her art and receives regular orders.

Kaneez’s husband is involved with livestock. He purchases animals at wholesale, then raises and sells them to his customers to earn a profit.

Kaneez has applied for a loan from Kiva’s partner, Asasah, for her husband’s business. With the loan amount he will buy young goats and sheep to raise for resale. Kaneez is hopeful that the decision to investment in her husband’s business will result in good profits and that her family’s financial condition will get better as a result.

Note: In the photo, the lady who is raising her hand is Kaneez.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 322
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kaneez Muhammad Arif's Group's $875 loan helped a member to buy young goats and sheep to raise for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 8, 2010
Sep 23, 2010
Currency Exchange Loss:
Sep 15, 2011